Service Charges

Schedule of Charges - Commission (w.e.f. 01-03-2013)

1. Cash Deposits - Cash Handling Charges - NIL

2. Minimum Balance for Super current Accounts (Daily Basis) - Rs. 50000

3. DD Commission

  » State Bank of India / Nationalised Bank:- minimum @ 0.60
                                                                          @ 35 Paisa
                                                                          @ 30 Paisa if Super Current Account
  » Axis / HDFC / IDBI / Kotak / GSCBank :-
  Other Than Anand City For Anand City
  Minimum Rs. 10/-
@ 0.15 Paisa
(Free on super current account)
Minimum Rs. 10/-
@ 0.15 Paisa (For All)

4. OBC Commission

  (i) Up to Rs. 10000 Rs. 20/- Per Instrument
  (ii) Rs. 10001 to Rs. 50000 Rs. 50/- Per Instrument + Service Tax
  (iii) Rs. 50001 to Rs. 100000 Rs. 100/- Per Instrument + Service Tax
  (iv) Rs. 100000 and above Rs. 150/- Per Instrument + Service Tax

5. IBC Commission

(i) Rs. 1 to 10000 Rs.75/- if Super Current A/c
up to 100000 Rs. 35/-
above 100000 Rs. 50 /-
(ii) Rs. 10001 to 100000 Rs. 100/-
(iii) Rs. 100001 to 1000000 Rs. 200/-
(iv) Rs. 1000000 and above Rs. 275/-

6.Duplicate Passbook Charge     Rs. 50 /-

7.Cheque Book charge

  For Newly open Current / Saving A/c first Issue of cheque book - Nil  Then After

   »Saving cheque book charge - Rs. 15/- Per cheque book

   »Other than saving cheque book charge Rs. 40/- Per cheque book

   »For paying loan from other bank's installment cheque book charge Rs. 100/- per     chequebook

8.Return Charges :

   Clearing Return
   Transfer Return
   Inward Cheque Return
   Rs. 112/-
   Rs. 112/-
   Rs. 112/-

9.Signature Verification Charge:     Rs. 10/- (for Loan verification)

10.Stationary Charges:

  » Account Holding of Hypothecation / FDOD / PMCC quarterly Rs. 50 stationary charge

  » Account Holding of Saving / Current deposit half yearly stationary charge Rs. 5/-

11.Installment Default Charges:

  » Two or More Installment Due

   - On Two Wheeler Loans - Rs. 50

   - On All Types of Other Loans - Rs. 100

12.RTGS/NEFT Charges:

  » Up to Rs.1,00,000 - Free

  » Rs.1,00,000 to 5,00,000 - Rs. 28

  » Rs.5,00,000 & Above - Rs. 56

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