Service Charges

Schedule of Charges - Commission (w.e.f. 01-01-2022)

1. Cash Deposits

  • – For Rs.10/-, 20/- and 50/- denomination (Rs.5/-+GST per packet) upto One Packet free
  • – Notes of others denominations is free
  • 2. Minimum Balance for Super current Accounts (Daily Basis) - Rs. 50000

    3. DD Commission

      » Axis / HDFC :-
      Other Than Anand City For Anand City
      Minimum Rs. 15/-
    @ 0.15 Paisa
    (Free on super current account)
    Minimum Rs. 10/-
    @ 0.15 Paisa (For All)

    4. OBC Commission

      (i) Up to Rs. 10000 Rs. 20/- Per Instrument
      (ii) Rs. 10001 to Rs. 50000 Rs. 50/- Per Instrument + Service Tax
      (iii) Rs. 50001 to Rs. 100000 Rs. 100/- Per Instrument + Service Tax
      (iv) Rs. 100000 and above Rs. 150/- Per Instrument + Service Tax

    5. IBC Commission

    (i) Rs. 1 to 10000 Rs.75/- if Super Current A/c
    up to 100000 Rs. 35/-
    above 100000 Rs. 50 /-
    (ii) Rs. 10001 to 100000 Rs. 100/-
    (iii) Rs. 100001 to 1000000 Rs. 200/-
    (iv) Rs. 1000000 and above Rs. 275/-

    6. Duplicate Passbook Charge     Rs. 50 /- + GST

    7. SMS Charge     Rs. 15 /- + GST Quarterly

    8. Cheque Stop Payment Charges     Rs. 50 /- + GST

    9. Duplicate Statement Charges     Rs. 5 /- Per Page

    10. Cheque Book charge

      For Newly open Current / Saving A/c first Issue of cheque book - Nil Then After

       »Saving cheque book charge - Rs. 15/- + GST Per cheque book

       »Other than saving cheque book charge Rs. 45/- + GST Per cheque book

       »For paying loan from other bank's instalment cheque book charge Rs. 100/- + GST per     chequebook

    11. Return Charges:

       Clearing Return
       Transfer Return
       Inward Cheque Return
       Rs. 118/- with GST
       Rs. 118/- with GST
       Rs. 118/- with GST

    12. Signature Verification Charge:     Rs. 10/- (for Loan verification)

    13. Stationary Charges:

      » Account Holding of Hypothecation / FDOD / PMCC quarterly Rs. 50 stationary charge

      » Account Holding of Saving / Current deposit half yearly stationary charge Rs. 5/-

    14. Loan Instalment Default Charges:

       - On All Types of Loans - Rs. 100

    15. Duplicate No Due Certificate Charges: Rs. 100/-

    16. RTGS/NEFT Charges:

      » Any Amount - Free

    17. Loan Advance switch over Charges:

      » In case of CC/OD sanction, then charges will 2%+ GST of limit sanctioned.

      » In case of Term Loan other than Housing Loan, then charges will 2%+ GST of Outstanding sanctioned.

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